Wednesday, September 22, 2010
Debating a move out onto a limb...
Mr. Boom and I are very conservative when it comes to spending money.
We camp instead of renting hotel rooms, we buy generic tinned food, we drive our vehicles until they're just about dead, we wear t-shirts and jeans, we don't eat out much, and we live in houses that are less than we can afford.
The latter provides me with such a sense of security. Our mortgage could be paid with either of our incomes alone. In fact, all our bills could be paid with one income alone. I like that. That, my friends, is true financial security.
But there's this house, you see. We're looking at it. It's in the country on two acres with a creek and woods and gardens and a hot tub. There might even be a masterbath...
There's a separate kitchen--something I've always wanted for putting up canned goods, making beer, making soap--that would be so nice to use when I don't want the temperature in the house raised about a buhzillion degrees.
But this house, this land, is literally and figuratively expensive. I'm pretty sure we'd more than qualify for a loan, although it will increase our mortgage payment drastically. But the hidden expense, the more dear expense, is the loss of the safety net.
I'm scared to go out on that limb without a safety net....
We'll see what happens. I'll keep you posted.
Oh, BTW, my hand finally healed up enough for me to finish the face cloth for the give-away.
I think it turned out okay. Hopefully, Pollinatrix will think so, too!